The 2025 Conforming Loan Limits Have Increased

QRL Financial

We are thrilled to share with you some exciting news that will positively impact your clients and help expand their buying power in the coming year.

The Federal Housing Finance Agency (FHFA) has recently announced the new conforming loan limits for 2025. This increase in loan limits aims to facilitate homeownership and provide more options for potential homebuyers like never before.

Starting in 2025, the new baseline conforming loan limit set by the FHFA is $806,500. Compared to last year's baseline amount of $766,550, this represents a significant hike of $39,950. Just imagine the opportunities this creates for your clients - they can now consider homes that were previously out of reach!

Baseline Loan Limits for 2025 effective 11/27/2024

All government loan changes will be announced closer to 2025

 

Units Contiguous States, District of Columbia, and Puerto Rico Alaska, Guam, Hawaii,
and U.S. Virgin Islands
1 $806,500 $1,209,750
2 $1,032,650 $1,548,975
3 $1,248,150 $1,872,225
4 $1,551,250 $2,326,875

Leave a comment below and a QRL representative will connect with you soon.

 

Leave a Comment