If you’ve worked with military members, or Veterans, you know their service comes with unique challenges—and unique benefits. Yet, despite robust resources, many Veterans are still missing out on one of their most powerful tools for homeownership: the VA loan.
Unfortunately, 70% of Veterans (that's 7 out of every 10) don’t know about this benefit, according to Veterans United.
Source: VA Home Loan Guarantee Buyer's Guide, November 2025
Why VA Loans Are a Powerful Solution—And How You Can Advocate
For nearly 80 years, VA loans have enabled millions of Veterans and active-duty service members to move into homes with the best possible terms. Here’s why they matter in today’s market:
- $0 Down Payment: Qualified borrowers can buy a home without the burden of a hefty down payment, shortening the path to ownership.
- Limited Closing Costs: The VA restricts what closing costs the Veteran can pay, easing the financial crunch at closing.
- No Private Mortgage Insurance (PMI): VA loans don’t require PMI, potentially lowering monthly payments and improving affordability.
Why Your Choice of Lender Matters
The VA loan process can feel complex, especially for borrowers unfamiliar with its unique requirements. That’s why partnering with a lender experienced in VA transactions can be a game-changer. As VA News notes, having a “military-friendly broker who understands the VA home loan application process can make all the difference in the homebuying experience.”
If you’re interested in tools, resources, or training to better serve your military clients, we’re here to support you.
Let’s connect to discuss how we can collaborate and unlock this powerful benefit for those who have served.
For mortgage professionals only. Not a consumer advertisement or a commitment to lend. The content on this site is intended for informational purposes only and should not be considered account, legal, tax or financial advice. Links to third-party websites may be provided for your convenience; however, QRL Financial Services does not guarantee the reliability, accuracy, or safety of the information, products, or services offered on these external sites. We are not liable for any damages resulting from the use of these links, and we do not investigate, verify, or endorse the content or opinions expressed on any third-party sites. QRL, a division of First Federal Bank | NMLS # 408902.
